“The new standard in online payments”

Founded: 2011 in California, USA

Category: Financial technology

Primary office: San Francisco, California (USA)

Core technical team: San Francisco, California (USA)

Status: Private

Employees: 2000+

Amount raised:

$1 billion (11 rounds – September 2019).


  • Leverages machine learning (ML) to provide a wide range of products and services that enables businesses and organizations accept payments securely online and manage their businesses.
  • Provides API integration, payment platforms and cloud-based infrastructures that enables scalable Internet transactions: e.g., Ecommerce, B2B, B2C platforms and marketplaces, Software as a service
  • Mission: To increase the GDP of the Internet



  • Valuation – $35 billion (2019)
  • Revenue – $1.5 billion (2019)



  • High profile Venture capital-backed
  • Processes hundreds of billions of dollars annually
  • Third most valuable unicorn start-up globally (2019)
  • Award recipient – Forbes Cloud 100 (2019)
  • Zero carbon footprint (2017) – achieved by purchasing carbon emission offsets from US landfills


  • Stripe Radar – ML-driven fraud detection and protection integration
  • Stripe Sigma – provides data and business insights through SQL queries and dashboard view
  • Stripe Atlas – a multi-integrated platform that enables start-ups launch and run their businesses (offers company registration, tax ID filing, legal and intellectual property protection set up, Stripe account to receive payments in over 100 currencies, etc.)
  • Stripe Terminal – Point-of-sale (POS) for in-person card processing
  • Stripe Connect – enables single integration, multi-party payments across 25 countries on platforms and marketplaces
  • Stripe Payment – payment platform supporting most local and international payment methods


  • Third-party website and API integrations
  • Available on web and mobile (iOS, Android)


  • Founder-led management team
  • Machine learning, Data Analytics, Cloud computing
  • Cybersecurity at the core – PCI-certified, employs 3D authentication, HTTPS-enabled TLS(SSL) across platforms and integrations, AES-256 encryption for card numbers, etc.



  • Flexible and documented abstraction-based open source code stacks for easy integration and iteration for developers
  • 2000+ employees across 14 global offices
  • Enables payments in 135+ currencies across more than 120 countries.
  • Stripe Community – expert business support ecosystem for various types of users
  • Serves a large and growing number of top online businesses across various industries. (Amazon, Uber, Instacart, Shopify, Lyft,, Target, Doordash, Deliveroo, Tableau, Nasdaq, Expedia, UNICEF, Kickstarter, etc.)
  • Partners with a large network of business support companies to ensure seamless experience for users – e.g. Amazon Web Services


  • Easy to use or navigate interfaces
  • Advanced reporting tool with user-friendly dashboards for easy decision-making
  • Customizable Pay-as-you-go pricing – no set up fees/monthly fees
  • “Instant payout” – fast and unified payouts and settlements
  • 24/7 customer support and IRC-enabled technical support


  • Increase footprint globally – launch in unreached and underserved territories
  • Increase product and services to further position it in line with its vision of powering all of internet commerce

Assertions That Best Describe What the Company Did to Scale Early, Rapidly & Securely

  1. Increase value by using a compelling image of the desired future company to convince others to provide the funding and resources the company requires
  2. Increase market share by applying digital technology to brand, market, sell, and service customers more cost-effectively than competitors
  3. Increase demand by enabling users to participate in product and service development
  4. Increase demand by using scientific and technological advances to develop innovative products and services
  5. Eliminate communication and coordination barriers when working with foreign partners that are geographically separate, institutionally distant, and operate in different time zones to increase value
  6. Increase profitability by improving links, interactions and shared purpose with local organizations in each region the company operates
  7. Increase profitability by applying processes that make products and services easier to understand, produce and deliver
  8. Increase demand by meeting or exceeding international product and service standards to overcome barriers to trade and position company as a world-class quality supplier
  9. Increase the company’s value by continuously seeking and receiving funding to support the company’s plan to scale and improve its image in the marketplace



  • Yinka Olanrewaju-Olawepo
  • Dan Craigen